Pass the Series 65 — or get every dollar back. Guaranteed.

No. NASAA's own FAQ says it plainly: you do not need a sponsor for the Series 63, 65 or 66, and an unsponsored candidate who is not Form U4 registered can open an exam window through FINRA and pay for it. FINRA lists the Series 65's co-requisites as "None". You don't need an SSN or a CRD number to book it either. It's the one securities exam you can decide to take on a Tuesday — and it stands on its own, unlike the Series 66, which only becomes effective once you also hold the SIE and the Series 7.

Yes. Open your flashcards once while online and your due cards download to your phone automatically — no button to press. Practice questions download too. You can then review with no signal at all, and everything you answer saves on your device and syncs the moment you're back online, even if you closed the app in between. The whole study guide downloads too, narrated audio included; scored mocks and the tutor are the two things that still need a connection.

There's nothing to install from an app store. Open Capital Prep in your phone's browser and add it to your home screen — on iPhone that's Share → Add to Home Screen, on Android it's the Install prompt. It then opens full-screen like any other app, takes up almost no space, and is always the current version because there's nothing to update.

The full Fast Track Study System — every practice question, every flashcard deck, full-length mock exams, narrated audio, Miles the AI tutor, and the entire study guide, every chapter readable and highlightable. The cheat sheet — the highest-yield facts as a PDF — is in the study portal on every pass, with instant access to download it. Every pass opens all of it; Standard carries the Money-Back Guarantee and SurePass the SurePass Guarantee.

Standard and SurePass carry it. Score 80%+ on one full-length mock, sit the real exam, and if you don't pass we refund what you paid. On SurePass, clear two mocks with your readiness meter at "Getting close" or above and we also pay your full $187 retake fee. A refund also comes with free access to keep preparing — 90 more days on Standard, another year on SurePass. Starter carries no refund — don't pass, upload your score report, and we add 30 more days of access, free. Every free period is counted from the earliest date your exam allows a retake. You file the claim in your study portal with your official score report.

They're written to NASAA's Series 65 test specifications — the ones effective 12 June 2023 — and weighted to its four topics, so a mock is the same shape as the real thing: 140 questions in 180 minutes. NASAA scores 130 of its 140 and holds the other 10 back as unscored pretest items; on our mocks every one of the 140 counts, so your score — including the 80% the SurePass Guarantee asks for — is out of all 140. They are exam-style questions written to the published outline; NASAA's real items are never available outside the exam room, and nobody who sells prep has seen them.

At least 92 of the 130 scored questions — about 71%. Watch out for the old number: NASAA lowered the mark from 94 to 92 on 12 June 2023, and a lot of study sites still print 94 (or "72%"). The 10 pretest questions don't count either way, and you won't know which ones they are.

NASAA sets the waiting periods for its own exams: 30 days after a first failure, 30 days after a second, and 180 days after a third, counted on failures in a rolling two-year window. There's no limit on attempts as long as you respect the wait. The exam fee is $187 and it is charged again every time — NASAA's FAQ calls the fee non-refundable and non-transferable — which is exactly the cost the SurePass Guarantee reimburses.

Possibly not. NASAA says most states let you substitute one of five professional designations for the exam: CFP, ChFC, MSFS, CFA, PFS or CIMA (the list was updated and approved in May 2024 — CIC came off it, and a CPA on its own has never been enough). But the waiver is granted by your state securities administrator, not by NASAA, so check with your state before you rely on it. A designation waives the Series 65 only — never the Series 66.

SurePass, for almost everyone: today it costs the same as Standard, it runs a full year, and it is the only pass that pays your retake fee if you don't pass (and adds another year free). Standard is a month of access with the Money-Back Guarantee — a refund plus 90 more days if you don't pass. Starter is one week of access with no refund — don't pass and you get 30 more days free.

Your progress is kept. You can upgrade at any time and pick up exactly where you were — and upgrades always credit what you already paid.

Yes. Change the date and the plan rebuilds around your new one.

Yes — everything syncs across devices, and the reader, flashcards and practice all work on a phone.

Because they're real commitments — Standard and SurePass refund you, and SurePass pays a retake fee too — we may genuinely pay out, so a limited number of them opens for the Series 65 each day. The allocation resets at midnight in your own time zone, and the counter shows how many of today's are still open.

Yes, separately from the pass guarantee: 24 hours on Starter, 48 hours on Standard, or 72 hours on SurePass, measured from your purchase (or from your upgrade, if you upgraded) — no questions asked, as long as you haven't sat your exam yet. EEA and UK buyers also keep their 14-day statutory right. The SurePass Guarantee is the other promise — that one is about your exam result, not about changing your mind.